Credit Assessment
We assess your situation individually and find the right financing solution for you.
Define Your Goal
Together we define your financing needs – whether personal loan, auto or property.
Receive Your Loan
After a positive review, you'll receive your approval quickly and without hassle.
Loans and Banking, Easier Than Ever Before
My UAB Pay is your digital bank based in Frankfurt am Main. We grant loans of every kind – from personal financing to business loans – and offer you modern online banking that fits your life.
Personal Advice
We take the time to understand your individual financial situation.
Fast Decisions
Loan decisions in a short time, digital and hassle-free.
Our Key Services
Debt Restructuring
If past payment difficulties are weighing on your creditworthiness, we help you get back on a solid financial path.
- Individual analysis of your current credit situation
- A joint plan to gradually improve your creditworthiness
- Personal support throughout the entire process
Credit Check
Before we make you an offer, we review your documents carefully and transparently – so you know exactly where you stand.
- Complete review of your creditworthiness and needs
- Clear explanation of all terms before signing
- Fast feedback with no hidden costs
Financial Education
We want you to understand your finances and make decisions with confidence. That's why we offer free advice and education on loans, saving and budgeting.
- Clear explanations of loan terms and interest rates
- Practical tips for confidently managing your budget
- Personal workshops and individual consultations
Business Loans
Whether for growth, investment or working capital – we finance businesses of every size with tailored loan solutions and personal support.
- Individual financing concepts for the self-employed and businesses
- Flexible terms and repayment models
- Direct contact person for all business questions
How Your Loan Application
Works With My UAB Pay
Submit Your Application Online
Fill out our application conveniently online – done in just a few minutes.
Creditworthiness Check
We review your creditworthiness quickly and transparently.
Receive an Offer
You receive an individual offer with fair terms.
Sign the Contract
Complete your contract digitally and with full legal validity.
Receive Your Payout
The amount is paid out to your account quickly.
Manage Your Account
Keep track of everything at all times – in online banking.
Calculate Your Monthly Payment
Get an initial estimate of your possible monthly payment in just a few seconds.
Non-binding example calculation based on an effective annual rate of 2%. The actual interest rate depends on your individual creditworthiness.
- Loan Amount15,000 €
- Term48 months
- Total Repayment (approx.)17,376 €
The Benefits Of Banking
With My UAB Pay
Fast Loan Approvals
Digital processes enable you to receive a prompt decision with no long waiting times.
Fair Terms
Transparent interest rates and fees, clearly explained – with no hidden costs.
Personal Advice
Our team is here to support you personally and competently with every question.
Ready For Your
Next Financing?
Frequently Asked Questions
Free Consultation
What Our Customers Say
I applied for my loan with My UAB Pay online and received approval within just a few days. The whole process was transparent and straightforward.
The personal advice at My UAB Pay won me over. Finally a bank that takes the time to understand my individual situation.
As a business owner, I appreciate the fast decisions and fair terms on My UAB Pay's business loans.
My UAB Pay's online banking is modern and clear – I can keep track of all my finances at any time.
I applied for my loan with My UAB Pay online and received approval within just a few days. The whole process was transparent and straightforward.
The personal advice at My UAB Pay won me over. Finally a bank that takes the time to understand my individual situation.
As a business owner, I appreciate the fast decisions and fair terms on My UAB Pay's business loans.
